Resist CBDC is a digital rights and financial privacy advocacy website focused on the potential risks of central bank digital currencies, digital identity systems, cashless payment policies, and centralized financial technology. The website encourages the public to examine how emerging payment systems could affect privacy, personal autonomy, civil liberties, access to cash, and government oversight of financial transactions.
The platform presents a clear position against the adoption of central bank digital currencies without strong legal protections and meaningful public consent. It argues that digital currency systems could create new opportunities for financial surveillance, transaction monitoring, account restrictions, data collection, and centralized control. The website also raises concerns about the possible use of digital identity systems alongside digital payments.
Resist CBDC promotes a proposed Bill of Digital Rights. The proposal calls for protecting existing civil rights when governments and businesses introduce new digital technologies. It includes a right to continue using cash and checks, a right to opt out of certain digital systems, stronger privacy protections, limits on data sharing, access to human alternatives when artificial intelligence is used, and due process protections before access to services can be restricted.
The website provides downloadable advocacy materials that individuals, businesses, and community groups can print and distribute. Available materials include educational handouts, letters to elected officials, letters to newspaper editors, store signage, and cash payment notices. Some handouts are available in English, Spanish, and Polish.
Visitors can use these resources to start local conversations about financial privacy, the continued availability of physical cash, digital identity policies, and government regulation of emerging payment technology. The materials are designed for public outreach, community education, direct communication with lawmakers, and engagement with local businesses.
This resource may be useful for civil liberties advocates, privacy organizations, community educators, small business owners, journalists, researchers, and residents who are concerned about the expansion of digital financial systems. It may also help people develop questions for elected officials about privacy standards, data retention, payment access, cybersecurity, financial exclusion, and legal safeguards.
Resist CBDC should be understood as an advocacy resource rather than a neutral technical authority. Central bank digital currencies can be designed in different ways, and their privacy, surveillance, programmability, and access features depend on the laws, policies, and technical architecture governing each system. Federal Reserve and international banking research recognizes that CBDC proposals can involve both potential benefits and substantial privacy, security, financial stability, and civil liberties concerns.
Services and Resources
Resist CBDC provides educational information about central bank digital currencies, digital identity programs, financial surveillance, privacy risks, and the continued use of physical cash.
The site offers printable flyers, multilingual handouts, sample letters for elected officials, letters to newspaper editors, cash payment signs, business window signs, and materials supporting its proposed Bill of Digital Rights.
Who This Resource Helps
This resource may help people who want to learn about opposition to central bank digital currencies and concerns surrounding digital identity systems.
It may also support community advocates, privacy campaigners, cash access supporters, local business owners, journalists, researchers, and residents seeking materials for public education or legislative outreach.